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For our credit line program, we strongly recommend creating an account with a credit-monitoring site that shows all three credit bureaus such as Credit Check Total. This is the quickest and most cost effective method to get you an offer. We cannot use Credit Karma as it only shows 2 out of the 3 bureaus. Your information is input into our algorithm, which uses the data to come up with an offer. Please allow our underwriters 24 hours to review your information and we will contact you with the results. If you do not feel comfortable providing us with your login information, you may attach a copy of your up to date 3-bureau credit report from Credit Check Total. Note that it will take underwriting longer to review an attached report, as they must do so manually. If you have any questions at all, please don’t hesitate to contact us.